Why Licensing & Insurance Matter
Hiring a licensed and insured contractor is one of the most important decisions you can make when planning a home improvement project. A valid license means the contractor has met state-specific requirements for education, experience, and financial responsibility. Insurance protects you from liability if an accident occurs on your property. Together, these credentials provide the foundation of trust that every homeowner deserves.
Weatherguard Construction maintains active licenses, comprehensive insurance coverage, and manufacturer certifications in every state we serve. We believe transparency about our credentials builds the trust our customers expect.
Our State Licenses
Minnesota
License Number: BC282484
License Type: Building Contractor
Minnesota requires all residential building contractors to be licensed through the Department of Labor and Industry. Our license covers roofing, siding, windows, decks, gutters, and general exterior construction throughout the state. You can verify our Minnesota license at the Minnesota Department of Labor and Industry website.
Wisconsin
License Number: 060100048-DC
License Type: Dwelling Contractor
Our Wisconsin dwelling contractor license allows us to serve homeowners throughout western Wisconsin communities adjacent to our Stillwater headquarters.
Illinois
License Number: 104-03320
License Type: Roofing Contractor
Illinois requires roofing contractors to be licensed through the Illinois Department of Financial and Professional Regulation. Our license covers all roofing work throughout the state, and we maintain additional local permits as required by individual municipalities in the Chicagoland area.
Colorado
Colorado does not require a state-level general contractor license, but many municipalities and counties within our service area require local registration. Weatherguard maintains all required local registrations and permits for every project in the Denver metro area and Front Range communities.
Insurance Coverage
Weatherguard Construction carries comprehensive insurance coverage to protect our customers, our crew members, and your property:
- General Liability Insurance: Protects you if our work causes damage to your property or if someone is injured on your property during the project.
- Workers' Compensation Insurance: Covers our crew members in case of workplace injuries, ensuring you are not liable for medical costs or lost wages.
- Commercial Auto Insurance: Covers our vehicles and equipment during transport to and from your project site.
- Umbrella/Excess Liability: Additional coverage beyond our primary policies for extra protection.
We are happy to provide a Certificate of Insurance (COI) for any project upon request. Simply ask your project manager and we'll have it delivered within 24 hours.
Manufacturer Certifications
Beyond state licensing, Weatherguard holds elite certifications from the industry's leading manufacturers. These certifications require ongoing training, quality inspections, and adherence to strict installation standards:
| Certification | Manufacturer | Benefit to Homeowner |
|---|---|---|
| Platinum Preferred Contractor | Owens Corning | Qualifies for Platinum Protection Warranty — top-tier coverage in roofing industry |
| Certified Contractor | Pella Windows & Doors | Factory-trained installation with enhanced warranty coverage |
| Authorized Replacement Contractor | Marvin Windows & Doors | Certified to install Marvin's full premium window and door lineup |
| Certified Installer | LP SmartSide | Authorized to install LP SmartSide engineered wood siding with full warranty |
| Registered Contractor | TimberTech / Azek | Qualified for TimberTech and Azek composite decking warranty programs |
How to Verify Our Credentials
We encourage every homeowner to verify contractor credentials before hiring. Here's how to confirm Weatherguard's licenses:
- Minnesota: Visit the Minnesota Department of Labor and Industry contractor lookup and search for license #BC282484.
- Wisconsin: Visit the Wisconsin DSPS credential search and search for license #060100048-DC.
- Illinois: Visit the Illinois DFPR license lookup and search for license #104-03320.
- Insurance: Request a Certificate of Insurance from your Weatherguard project manager at any time.
Protect Yourself — Choose a Licensed Contractor
Unfortunately, not all contractors operating in Minnesota, Illinois, and Colorado are properly licensed and insured. Hiring an unlicensed contractor puts you at risk for:
- Voided manufacturer warranties
- Personal liability for worker injuries
- Substandard work with no recourse
- Code violations and failed inspections
- No bond protection if the contractor abandons the project
Weatherguard Construction eliminates these risks with verified credentials, comprehensive insurance, and a proven track record across three states. Contact us today for a free estimate from a contractor you can trust.
Understanding Your Protection as a Homeowner
When you hire a licensed and insured contractor like Weatherguard Construction, you gain multiple layers of financial and legal protection that are not available when working with unlicensed operators. Our general liability insurance protects you from financial responsibility for any accidental property damage that occurs during the course of work on your home. Our workers compensation insurance ensures that if any worker is injured on your property, you are not liable for their medical expenses or lost wages. Our surety bond provides an additional guarantee that contracted work will be completed according to specifications and applicable building codes.
These protections are not optional conveniences—they are essential safeguards that every homeowner should verify before allowing any contractor to begin work on their property. Unfortunately, many homeowners discover too late that their contractor lacked proper licensing or insurance, leaving them financially responsible for substandard work, property damage, or worker injuries. Weatherguard provides copies of all insurance certificates and licensing documentation with every signed contract, and we encourage homeowners to independently verify our credentials through the appropriate state and municipal authorities.
Why Licensing Matters for Permit and Inspection Compliance
Licensed contractors like Weatherguard are required to obtain proper building permits and schedule required inspections for all applicable work. This permit and inspection process exists to protect homeowners by ensuring that construction work meets current building codes for structural integrity, fire safety, energy efficiency, and weather resistance. Work performed without permits by unlicensed contractors can result in code violations that create safety hazards, void manufacturer warranties, complicate future home sales, and trigger costly remediation requirements.
Weatherguard handles all permit applications, inspection scheduling, and code compliance documentation as part of our standard project management process. Our familiarity with local building codes and permit requirements across Minnesota, Illinois, and Colorado streamlines the permitting process and helps avoid delays that can extend project timelines and increase costs. We maintain positive working relationships with building inspectors in the communities we serve, which facilitates efficient inspection scheduling and prompt resolution of any questions that arise during the inspection process.
Continuous Compliance and Renewal
Maintaining active licensing, insurance, and bonding across four states requires ongoing investment and attention to regulatory requirements. Weatherguard's administrative team monitors all renewal dates, compliance requirements, and regulatory changes across Minnesota, Wisconsin, Illinois, and Colorado. Our licenses are renewed annually with current proof of insurance, bonding, and continuing education credits. Insurance policies are reviewed and updated each year to ensure coverage limits reflect our growing project volume and expanding service territory. We carry excess liability coverage beyond standard requirements to provide additional protection for homeowners with high-value properties and complex projects.
Our commitment to regulatory compliance extends to environmental regulations including EPA Lead Renovation Repair and Painting Rule compliance for work on pre-1978 structures, proper waste disposal and recycling practices for construction debris, OSHA workplace safety standards implementation and regular safety audits, and compliance with local noise ordinances and work hour restrictions. These compliance measures protect both our team members and the homeowners we serve while demonstrating the professional standards that distinguish Weatherguard from less committed competitors in the marketplace.
Insurance Coverage Details
Weatherguard carries comprehensive insurance coverage specifically designed for residential construction operations. Our general liability policy provides two million dollars in aggregate coverage, protecting homeowners from financial liability for accidental property damage during construction activities. Our workers compensation coverage meets or exceeds the requirements of every state where we operate, ensuring complete protection for both our employees and our customers. Commercial auto insurance covers all company vehicles used to transport materials and equipment to job sites. We also maintain umbrella liability coverage that provides an additional layer of protection above our primary policy limits.